Fannie's Fallout

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Splits and Caps Daily: Action for Agents

November 3, 2025

📈 Market Move:

Fiscal Firestorm

Fannie Mae just cut 60+ jobs days after its president quit — and the FHFA director basically live-tweeted the layoffs like it was a meme. Whole departments, including DEI, got the axe, with the director bragging online that “DEI has passed away at Fannie Mae.” So yeah, morale’s probably thriving.

Meanwhile, the long-hyped Fannie & Freddie IPO got another delay. The plan to take them public might slip to mid-2026 — meaning the government’s still holding the keys to the mortgage giants a little longer. Economists warn that if they go private without a federal backstop, mortgage rates could jump.

Over at the Fed, things aren’t looking much better. The government shutdown froze key data releases, and the Fed lost access to ADP’s private jobs data — their go-to source for labor insights. Translation: Jerome Powell’s flying blind while deciding interest rates.

One small bright spot: The Senate advanced a bipartisan NAHB-backed bill to fight wildfires through better forest management. If passed, it could help stabilize the housing supply chain — and keep more homes from literally going up in smoke.

TL;DR:

• Fannie Mae layoffs (RIP DEI)

• Fannie/Freddie IPO delayed to ’26

• Fed’s making rate calls with no data

• Senate passes builder-friendly wildfire bill

The housing market’s still a wild ride — but at least this week, it’s not just the forests that are getting a cleanup.

🌟Quote of the Day:

“One day, in retrospect, the years of struggle will strike you as the most beautiful.” — Sigmund Freud

📊🤔 Agent Poll Results

On 10/31, we asked: Last year was wild. 71% of “active” agents didn’t close a single deal. Yep…7 out of 10. So, real talk: what’s your secret weapon for making 2025 your breakout year?

The results are in!

• 💪 Hustle harder than ever: 25%

• 🤝 Build better connections (referrals, networking, etc.): 75%

• 📱 Dominate social media & online marketing: 0%

• 🧠 Invest in skills & education: 0%

• 🤷‍♂️ Still figuring it out: 0%

It’s not about more leads—it’s about better connections that keep paying dividends.

🎉 Fun Fact of the Day: 

In the Zone: 🧮 Zoning changes can be worth millions — just getting permission to convert a single-family home into multi-family units can double the property’s market value.

📚 Book Recommendation:

“Smartcuts” by Shane Snow — If you’re an agent grinding through listings, showings, and endless paperwork, Smartcuts is the shortcut playbook you didn’t know you needed. Shane Snow dives into how some people get massive results faster—not by working harder, but by working smarter. Think lateral thinking, clever hacks, and bending the rules of traditional paths (without breaking them).

For a real estate pro, that could mean spotting under-the-radar deals, building referral networks faster, or mastering social media strategies that actually convert. It’s a blueprint for accelerating success in any career, especially one where time is money—and you’re hustling for every inch.

💡 Quick takeaway: Stop grinding blindly. Find the shortcut. Work smart. Close faster.

Keep moving forward — momentum doesn’t wait.

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