Flying Blind

Splits and Caps Daily: Action for Agents

November 25, 2025

📈 Market Move:

Decisions in the Dark

The Fed is heading into its last meeting of 2025 with no fresh data. Thanks to the government shutdown, there’s no October jobs report, no October CPI, and November CPI won’t arrive until after the meeting. That means they’re making economy-shaping decisions based on numbers from September — basically ancient history.

Some Fed officials think the labor market is weak enough to justify another cut. John Williams called policy “modestly restrictive,” and Chris Waller said inflation’s cooling, labor is soft, and he’s openly pushing for a December cut. Private-sector data backs them up: not much has changed since September.

Others want to wait. Susan Collins said policy is “appropriate for now” and is hesitant to cut again. Analysts even think this meeting could end in a rare tie.

Looking ahead to January, delayed data will finally arrive. If it stays soft, a cut could happen. If inflation jumps or jobs rebound, the Fed will hold off.

For agents and brokers, the takeaway is simple: when the Fed is guessing, rates get twitchy. Headlines will move markets more than fundamentals, so staying calm and guiding clients through uncertainty is the real edge.

🌟Quote of the Day:

“The greatest weapon against stress is our ability to choose one thought over another.” — William James

⚡ Quick Win:

Micro Data-Drop: Post one stat about your local market. Example:
"Homes in [Neighborhood] are selling 15% faster than last year!"
Simple, educational, shareable.

🎉 Fun Fact of the Day: 

Off-Land Living: 🌊 There are homes in the U.S. that float on water year-round. Not houseboats — permanent floating structures with full foundations.

📚 Book Recommendation:

“Getting to Yes: Negotiating Agreement Without Giving In” by Roger Fisher & William Ury — If you’ve ever walked out of a negotiation thinking, “Why did I just give that away?”, this book is your antidote. Getting to Yes isn’t about being pushy or aggressive—it’s about winning without burning bridges. It breaks down how to separate the person from the problem, focus on interests (not positions), and create deals that feel like a win for everyone.

For real estate agents, brokers, or anyone closing deals, this is pure gold. Whether it’s pricing a home, splitting commissions, or convincing a seller to accept your offer, the techniques here will make you look like a pro without ever feeling like a shark.

Read it. Then go negotiate like you actually know what you’re doing.

Keep grinding — the results are lining up.

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