Housing Hibernation

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Splits and Caps Daily: Action for Agents

November 4, 2025

📈 Market Move:

Property Paralysis

Turns out, no one’s moving — literally.

Only 2.8% of U.S. homes changed hands this year, the lowest rate since the mid-1990s, according to Redfin. That’s about 28 sales per 1,000 homes, down from 44 during the low-rate frenzy of 2021.

The main villain? Mortgage rates. Homeowners are sitting tight on their 3% loans, buyers can’t stomach 7%, and everyone’s collectively waiting for “better timing.” Add in shaky job growth and fewer listings, and the result is a market defined by… caution.

Even though listings ticked up slightly this year, we’re still miles away from pre-pandemic activity. Until rates drop enough to tempt sellers off the sidelines, don’t expect much movement.

The “Great Stay” isn’t just a phase — it’s officially the new normal.

🌟Quote of the Day:

“To handle yourself, use your head; to handle others, use your heart.” — Eleanor Roosevelt

⚡ Quick Win:

Buy Time, Not Things: Spend $20 to save an hour — grocery delivery, car wash, calendar automation. You’re not buying convenience, you’re buying leverage.

🎉 Fun Fact of the Day: 

Bank On It: 🏘️ Some cities have “land banks” — agencies that buy abandoned properties to prevent decay, essentially controlling the local real estate supply.

📚 Book Recommendation:

“The Success Principles” by Jack Canfield — This book is basically a blueprint for turning intentions into results. Canfield lays out 64 principles that push you to own your choices, define your goals, and take relentless action. It’s not about motivation—it’s about building a system that actually works.

For a real estate agent, that means moving from reacting to the market to creating your own momentum. Every principle comes with exercises that make you think, plan, and execute — so you’re not just reading, you’re doing.

TL;DR: Stop leaving success to chance. Follow the principles, and your career won’t just grow—it’ll accelerate.

You built today; tomorrow builds on it.

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