- Splits and Caps
- Posts
- Member Mutiny
Member Mutiny
The message from the industry’s top brokers is clear: evolve or be replaced

Splits and Caps Daily: Action for Agents
October 27, 2025
📈 Market Move:
Broker Backlash
A new power group has formed in real estate — and they’re not here to play nice.
It’s called the Pro-Agent Restore Trust in NAR Working Group, and it’s basically a coalition of 15 big-name brokerage execs (representing ~100,000 agents) who are tired of watching NAR fumble the bag.
They’ve met with NAR leadership, sent a list of demands, and called out everything from questionable financial transparency to policies that could keep lawyers busy for years — like the Clear Cooperation Policy and the three-way membership rule.
Their main message: NAR’s structure is outdated, its balance sheet is bloated, and it’s time to rebuild trust before someone else does it for them.
NAR’s response? A polite “thanks for the feedback” and a reminder that they’re rolling out a shiny new 2026–2028 strategic plan focused on modernization, legal risk management, and member satisfaction.
Translation: the association knows it’s under the microscope — and for the first time in a while, it’s the brokers holding the flashlight.
Big picture: This could be the start of a real power shift. If the largest brokerages unite behind accountability and transparency, NAR might have to evolve from an old-school trade org into a modern, member-driven machine — or risk losing the room entirely.
🌟Quote of the Day:
“Freedom lies in being bold.” — Robert Frost
📊🤔 Agent Poll Results
On 10/24, we asked: Mortgage rates just dropped to 6% — but buyers are still ghosting. What’s your move?
The results are in!
💪 Push harder: Low rates = now or never, time to call everyone in your database: 0%
🧘 Wait it out: Economic uncertainty has buyers spooked, so patience is key: 50%
🔄 Pivot: Focus on refinances and investor clients instead of traditional buyers: 0%
🤯 All of the above: Play every angle, because the market is weird right now: 50%
Half of you are Zen masters, half are chaos agents — sounds about right for 2025 real estate.
🎉 Fun Fact of the Day:
Vacancy Vault: 🏦 Banks sometimes own more land than cities — a single large bank can hold millions of square feet of vacant property just for lending collateral.
📚 Book Recommendation:
“Think Like a Rocket Scientist” by Ozan Varol — If you’re an agent who’s tired of doing things “the way they’ve always been done,” this book is your fast pass out of the comfort zone. Varol takes rocket science—literally—and distills it into strategies for better decision-making, creative problem-solving, and risk-taking without losing your mind.
The big idea: breakthroughs don’t come from playing it safe—they come from thinking differently, questioning assumptions, and experimenting like a scientist. And yes, that’s exactly how you grow in real estate, scale your business, and handle market swings without panicking.
Read it and you’ll start spotting opportunities other agents don’t see—and learn how to launch your ideas faster than a Falcon 9.
Quick takeaway: Stop following the orbit. Start charting your own trajectory.
Your grind today sets the stage for tomorrow’s glow.
What did you think of today’s edition?
Hit ‘reply’ to this email and let us know!
Home insurance rates up by 76% in some states
Over the last 6 years, home insurance rates have increased by up to 76% in some states. Between inflation, costlier repairs, and extreme weather, premiums are climbing fast – but that doesn’t mean you have to overpay. Many homeowners are saving hundreds a year by switching providers. Check out Money’s home insurance tool to compare companies and see if you can save.





Reply