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Muted Moves
The waiting game continues, but signs point to fall fireworks

Splits and Caps Daily: Action for Agents
June 19, 2025
đ Market Move:
Frozen Fed
Alright, hereâs the scoop: The Fed just hit the snooze button on rate changes again. No cut, no hike. Just vibes.
Jerome Powell basically said, âYeah, housingâs rough right nowâtoo few homes, rates too highâbut the economy? Still kicking.â The central bank left interest rates parked at 4.25â4.5%, but hinted that rate cuts could still be on the table later this year (September and December are the Vegas favorites).
Their vibe? Keep inflation in check, keep jobs rolling, and donât flinch until the data says so. Itâs like trying to fix a leaky faucet byâŚwaiting to see if it leaks more.
For real estate folks: This isnât bad news. If inflation eases and jobs hold strong this summer, we could see a rate cut and mortgage rates start sliding before that even happens. Which means... potential buyers might stop doomscrolling and start house-hunting again.
So keep an eye on those job reports and CPI dropsâyour next closing could be hiding in the data.
đQuote of the Day:
"Everything you can imagine is real." â Pablo Picasso
⥠Quick Win:
âWhat Iâd Tell My FriendâŚâ Email: Send a 3-sentence email to your list with this opener:
âIf my best friend asked me whether to buy or sell right now, hereâs what Iâd say...â
Boom. Personal, relevant, and gets clicks.
đ Fun Fact of the Day:
Value Vibes: Real Estate Is More Volatile Than You Think. Since 1975, U.S. home prices have seen at least 5 national declines of 10% or more. Your home isnât a stock â but it sure knows how to dip.
đ Book Recommendation:
âThe Creatorâs Codeâ by Amy WilkinsonâThis oneâs for the builders. The people who look at a blank pageâor a broken systemâand say, âYeah, I can fix that.â
Amy Wilkinson reverse-engineered what makes entrepreneurs tick by studying 200+ founders, from Elon Musk to the Warby Parker crew. And instead of saying âfollow your passionâ for the 9,000th time, she breaks it down into 6 actual skills anyone can use to build something that lasts.
My favorite takeaway? Creators donât have magicâthey have muscle memory. They spot gaps, start small, adapt fast, and bet on their ability to learn. This book is like a cheat code for turning ideas into impact.
Whether youâre building a business, a brand, or just trying to level up your side hustleâThe Creatorâs Code will upgrade your mindset from âemployeeâ to âarchitect.â
Highly recommend.
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