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Muted Moves
The waiting game continues, but signs point to fall fireworks

Splits and Caps Daily: Action for Agents
June 19, 2025
📈 Market Move:
Frozen Fed
Alright, here’s the scoop: The Fed just hit the snooze button on rate changes again. No cut, no hike. Just vibes.
Jerome Powell basically said, “Yeah, housing’s rough right now—too few homes, rates too high—but the economy? Still kicking.” The central bank left interest rates parked at 4.25–4.5%, but hinted that rate cuts could still be on the table later this year (September and December are the Vegas favorites).
Their vibe? Keep inflation in check, keep jobs rolling, and don’t flinch until the data says so. It’s like trying to fix a leaky faucet by…waiting to see if it leaks more.
For real estate folks: This isn’t bad news. If inflation eases and jobs hold strong this summer, we could see a rate cut and mortgage rates start sliding before that even happens. Which means... potential buyers might stop doomscrolling and start house-hunting again.
So keep an eye on those job reports and CPI drops—your next closing could be hiding in the data.
🌟Quote of the Day:
"Everything you can imagine is real." — Pablo Picasso
⚡ Quick Win:
“What I’d Tell My Friend…” Email: Send a 3-sentence email to your list with this opener:
“If my best friend asked me whether to buy or sell right now, here’s what I’d say...”
Boom. Personal, relevant, and gets clicks.
🎉 Fun Fact of the Day:
Value Vibes: Real Estate Is More Volatile Than You Think. Since 1975, U.S. home prices have seen at least 5 national declines of 10% or more. Your home isn’t a stock — but it sure knows how to dip.
📚 Book Recommendation:
“The Creator’s Code” by Amy Wilkinson—This one’s for the builders. The people who look at a blank page—or a broken system—and say, “Yeah, I can fix that.”
Amy Wilkinson reverse-engineered what makes entrepreneurs tick by studying 200+ founders, from Elon Musk to the Warby Parker crew. And instead of saying “follow your passion” for the 9,000th time, she breaks it down into 6 actual skills anyone can use to build something that lasts.
My favorite takeaway? Creators don’t have magic—they have muscle memory. They spot gaps, start small, adapt fast, and bet on their ability to learn. This book is like a cheat code for turning ideas into impact.
Whether you’re building a business, a brand, or just trying to level up your side hustle—The Creator’s Code will upgrade your mindset from “employee” to “architect.”
Highly recommend.
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