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Powell's Patience
Powell’s not folding to politics, and September’s still a maybe
Splits and Caps Daily: Action for Agents
July 31, 2025
📈 Market Move:
Fed Not Flinching
You know that moment when everyone's yelling “cut the damn rates!”... and Powell just sips his coffee like, “nah, I’m good”? That’s what just happened.
Despite pressure from Trump (who literally threatened to fire him) and some in his own ranks, Fed Chair Jerome Powell decided to keep interest rates unchanged. Why? Because inflation’s still running hot at 2.7% and Powell’s not trying to chase headlines—he’s playing long-term chess while the rest of the world screams checkers.
For real estate pros hoping for cheaper mortgages, this wasn’t the magic moment. But Powell’s logic? The best thing for housing isn’t just low rates—it’s stable inflation and jobs. Translation: you want the foundation solid before you build.
September is the next Fed meeting, and Powell says no decisions yet. Investors will be reading inflation data, labor stats, and maybe even Powell’s eyebrows to predict the move. If inflation cools and the job market holds, we might get that cut. If not, buckle up.
Bottom line:
Mortgage rates didn’t drop, but the door’s still cracked for later this year.
Keep your eye on the data. And maybe don’t bet against Powell’s poker face.
🌟Quote of the Day:
“Fear is a reaction. Courage is a decision.” — Winston Churchill
⚡ Quick Win:
Turn Your FAQ Into Content:
Write down 5 questions clients ask you all the time.
Turn each one into a short post or video. You’re literally sitting on content ideas every day—just start documenting.
🎉 Fun Fact of the Day:
From Zillow to Zombie: Zombie Homes Are a Real Thing. There are thousands of “zombie properties” — homes abandoned mid-foreclosure, just sitting empty. Not haunted. Just neglected. Like your gym membership.
📚 Book Recommendation:
“Be Your Future Self Now” by Dr. Benjamin Hardy—You ever meet someone who's operating like their life is already the movie trailer version of themselves? Like they’re already that person — fit, focused, financially free — and you’re still hitting snooze and eating cereal at noon?
This book is the cheat code.
Dr. Benjamin Hardy breaks down one simple truth: the biggest lever you’ve got isn’t time or talent — it’s identity. The version of you crushing it 5 years from now? They’re not waiting to show up. They’re just waiting on you to act like them.
Read this if you’re tired of being busy but not better. It’s not just mindset fluff — it’s tactical, science-backed, and weirdly motivating. Like having your future self slap the donut out of your hand and say, “Let’s go, champ.”
Your future self is gonna be real glad you showed up today.
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