The Fed & The Furious

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Splits and Caps Daily: Action for Agents

July 28, 2025

📈 Market Move:

Rate Expectations

Alright, here’s the vibe:

The Fed’s about to hold interest rates where they are — not because everything’s fine, but because everything’s confusing. Inflation’s cooled (kind of), the labor market’s wobbling (maybe), and Trump’s tariffs are creating more economic plot twists than a Netflix drama.

Two Fed governors (Waller + Bowman) might actually vote to cut rates — rare dissent stuff — citing a softening job market and fears businesses might start swinging the layoff axe. Meanwhile, Powell's like, “Let’s not freak out yet. Let’s watch and wait.”

On the flip side, the economy just crossed $30 trillion in output, with strong retail sales and a mini manufacturing rebound. But housing? Still in the ICU — mortgage rates near 7% are scaring off buyers, and new home starts are crawling.

TL;DR:
The Fed’s staying put for now, but there’s tension in the air. Some want rate cuts, others fear inflation déjà vu. Agents? Watch mortgage rates like a hawk — if cuts come, demand could snap back fast.

🌟Quote of the Day:

“Clarity comes from engagement, not thought.” — Marie Forleo

📊🤔 Agent Poll Results

On 7/25, we asked: Would you pitch Opendoor’s new Cash Plus program to your sellers... or nah?

The results are in!

• A) Yup — fast cash and potential upside? Easy sell.: 0%

• B) Maybe — I need to see how the numbers shake out.: 66.7%

• C) Nope — sounds like “future profits” = “probably nothing.”: 33.3%

• D) Wait… they’re sharing profits now?: 0%

Cautious but optimistic…always a great approach!

🎉 Fun Fact of the Day: 

Road Rage: The “Wrong Side of the Highway” Is Real. Proximity to highways can tank a home’s value by 10–15%. That’s the cost of convenience — or the soundtrack of your backyard BBQ becoming semi-truck lullabies.

📚 Book Recommendation:

“Stillness Is the Key” by Ryan Holiday—You ever notice how the best decisions you’ve ever made didn’t come when you were stressed, distracted, or doom-scrolling Twitter? Yeah, same.

Ryan Holiday’s Stillness Is the Key is like a manual for slowing your roll just enough to see clearly in a noisy world. He pulls from ancient Stoics, modern athletes, war generals, and even Mr. Miyagi-level wisdom to remind you that clarity, calm, and stillness aren’t soft skills — they’re power moves.

This isn’t about becoming a monk or moving to the woods. It’s about learning to pause before you tweet, invest, or scream into the void. It’s about creating space between input and reaction — and using that space to win.

If your brain feels like a browser with 46 tabs open (one of them playing music and you don’t know which), this book’s for you.

Bottom line: Be still. Think clear. Move smart.

Progress is progress. Celebrate it.

What did you think of today’s edition?
Hit ‘reply’ to this email and let us know!

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